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# Calculators

Use these calculators to help you make smart financial decisions.

- Advanced Loan – Calculate the payment amount and total interest paid based on your chosen compounding period; includes an option to display an amortization schedule

- APR – Calculate the Annual Percentage Rate based on the loan amount, interest rate, and other factors

- Car Loan – Calculate the monthly payment and total interest paid; includes an option to display an amortization schedule

- Compound Interest – Calculate the compounded interest earned based on your starting balance, interest amount, compounding period, and other factors

- Credit Card Payoff – Determine the total months needed to pay off a credit card and the total interest paid, based on your monthly payment, the balance, and interest rate

- Fixed Rate Mortgage – Calculate your monthly payment; includes an option to display an amortization schedule

- Loan Qualifier – Determine if you qualify for a loan based on income and debt ratio tests

- Refinance – Calculate your new monthly payment, your monthly savings, your total closing costs, and the amount of time needed to break even if you refinance

- Retirement – Calculate the annual income you will receive after retirement, the annual contribution you must make before retirement, or the beginning balance required in your retirement account

- Savings – Calculate the ending balance, the beginning balance needed to reach a goal, or the periodic contribution needed to reach a goal

- Standard Loan – Calculate the payment amount and the total interest paid, based on the loan amount, the interest rate, the number of years, and the number of periods per year

- Variable Rate Mortgage – Calculate your monthly payments; includes an option to display an amortization schedule